In a small bowl, stir together the coconut milk, powdered sugar or honey, vanilla, and chia seeds, and set aside in the refrigerator for at least a half hour (you can do this before you start cutting the fruit, or even the night before).
Divide the chopped banana between eight glasses or bowls. Follow with the pineapple, mango, oranges, and strawberries.
Divide the coconut chia cream between the eight dishes, gently laying on top of the fruit.
Store in the refrigerator until ready to serve. Can be prepared the night before.